Is it Possible to Take a Payday Loan with Chime?

Is it Possible to Take a Payday Loan with Chime?

Chime is a mobile banking app that allows users to take out payday loans. Payday loans are short-term, high-interest loans typically used to cover unexpected expenses or emergencies. Chime is one of several mobile banking apps that offer this type of loan. 

This blog post will focus on whether or not it is possible to take out a payday loan with Chime.

What are Payday Loans?

Payday loans are typically given in small amounts, ranging from $100 to $1,000. The loans are typically due within two weeks, and the borrower is responsible for repaying the loan plus any fees or interest charges. Chime does not currently offer payday loans, but other mobile banking apps do.

So, is it possible to take out a payday loan with Chime?

YES, many apps work with Chime

It’s possible to find a payday loan through mobile banking apps like Chime. Several companies offer this type of loan, and Chime will offer that type of integration. 


Life can be unpredictable. Sometimes we need extra cash to cover unexpected costs or take advantage of opportunities. That’s where Empower comes in. Empower is one of the few payday loans that accept chime and allow you to borrow money when needed and save for your future. With Empower, you can get a cash advance of up to $250. 

You can use this money for everyday expenses or unexpected costs. You can also use the app to set aside money for your future goals.

You can connect your empower app to chime and start saving for your future today.


To add Chime Bank to Cleo, you’ll first have to withdraw all the money in the account attached to your Wallet. You can do this by saying “withdraw $amount” to Cleo. It will take four business days for your money to withdraw.

Once that’s done, say “wallet” to Cleo and hit ‘View 🌠.’ Then, hit ‘Update bank,’ and Cleo will give you the option to link an existing bank to your Wallet or add a new account to Cleo via Plaid. 

Remember, any account linked to your Wallet must already be connected to your Cleo account. When you’re finished, you’ll be able to use your Chime Bank account with Cleo without any issues.

You will be able to be eligible for a loan of up to $100 before your paycheck arrives. Cleo will deduct the money from your account once your account is loaded with money.


MoneyLion is another good financial services company that offers a mobile app to help users manage their money. The app provides features such as 0% APR cash advances, early access to paychecks, and easy ways to transfer money between accounts.

MoneyLion also offers a service called RoarMoney, which allows users to get their paychecks up to two days early. To link an external account like Chime for transfers, click “Add account” on the Transfers screen in the MoneyLion app. 

With MoneyLion, you can easily manage your finances and get your paycheck up to two days early.

Don’t forget to use our loan calculator!


Earnin has constantly been testing new ways to support Chime users. One way they’re doing this right now includes allowing a small group of people who bank with them to use Earnings while also giving those same folks an explanation on why not everyone can jump onto such platforms yet due time (but may eventually). 

You must know many different aspects when using earnoints, like available earnings being determined by pay schedule; these details help ensure every cents count!

People who are eligible to use the Earnin app will be able to get a maximum of $500 cash advance.


There’s another app that you can connect to the chime bank. The app is called Branch. You can use the Branch app to get a payday loan of up to $500. With the Branch app, you can also set up direct deposit, so you don’t have to worry about your paycheck getting lost or stolen. 

The Branch app is available for both iOS and Android devices.


The last app that we highly recommend is Dave. You can use the Dave app to get a cash advance of up to $250. The amazing part is that you don’t need a perfect credit score to be approved for the loan. The loan will be deposited into your bank account as soon as the next business day.

You need to link your chime account to the Dave app to be able to take a payday loan. The process is simple and doesn’t take more than 5 minutes.


Hence, in Conclusion, getting a payday loan with a chime account is possible. There are many apps that you can use to get a payday loan. All the apps have been listed here, and we think you can choose the one that’s best for your use.

About the author

Johnny is dedicated to providing useful information on commonly asked questions on the internet. He is thankful for your support ♥

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